HOW TO GET LOANS FROM 9CREDIT
HOW TO GET LOANS FROM 9CREDIT. Have you bought some goods without having enough cash to settle at the point in time? 9Credit is an option to get a loan to settle your debt and pay conveniently. 9Credit is one of the most popular platforms where Nigerians get loans easily and payback within a frame of time.
The platform is owned by OTP Internet Technology. They currently have an app that can be easily downloaded and used on android phones. The app is very simple to use and helps to go through the step-to-step format of requesting loans without complex procedures.
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Registering an account with 9credit is fast and simple. All you need to do is download the app and follow the instructions to join their community.
This article intends to inform you on the usage of the 9credit platform, and requirements so that you can have a wonderful experience on the platform using the app.
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HOW TO GET A LOAN FROM 9CREDIT.
Getting a loan from 9credit is an easy task that can be done by an average person that is conversant with the internet.
This segment would break down the step to step of how to get loans from 9credit.
1. Install 9Credit app.
Installing the 9credit app on your mobile phone is easy. All you have to do is go to Google Play Store, search for the app and install. You need to know that to get a loan from 9Credit you need to register on the app.
The app that can be downloaded can only be functional on Android phones, the IOS version is yet to be created.
2. Create your account on the 9Credit app
Launch the 9credit app after installation and proceed to registration. A little information peculiar to you would be requested to complete this process. You can be sure your data is safe with 9credit. That information is requested so that 9Credits can have you in their list of customers and can also reach you if need be.
3. Select your amount.
After registration, you can move on to selecting the amount you want to loan from 9Credit.
4. Submission of Application
You would be requested to fill in some entries after you have selected the amount of your choice. After filling in the contents, you then submit them. The process would be initiated.
5. Expect an Approval
Your documents will go through the process of verification of your entries. In an attempt to be sure, you can receive a call on your mobile phone as part of the process. This is one of the reasons you need to fill out correct information about yourself. After the verification, the final application result will come up on the mobile app. You will receive an SMS on the mobile number you filled in as part of your details to know if your application was approved.
6. Accept Terms
Your consent would be needed to accept 9Credit loan terms before the money is disbursed into your account. The terms of repayment and the interest rate on the approved request made. On receiving the terms of repayment, you will have to accept the 9credit loan terms if you are comfortable with the repayment agreement.
7. Receive the fund.
After you agree to 9credit loan terms, the amount will be sent into your account. In addition, you will get a message of notification on your phone.
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REQUIREMENTS TO GET A LOAN ON 9CREDIT
The requirements to get a loan from 9credit are very few and easy. They are;
- A valid phone number.
- You must be living in Nigeria.
- Your age must be within 18, the legal age and 56.
- It’s compulsory to have a source of income. It can be monthly, weekly, or daily.
- A bank account
- Your Bank Verification Number (BVN)
AMOUNT OF LOAN YOU CAN HAVE ACCESS TO ON 9CREDIT.
Every institution that gives out a loan has a policy on the minimum and maximum amount of loan that can be given out to customers. The amount different individuals can have access to varies on the individuals’ occupation, sources of income, and income.
9credit gives out loan amounts from #3,000 to as high as #100,000. Though, you may be limited to borrowing a lesser amount during your first request.
To increase your chances of getting the highest payout on the platform, you need to maintain consistency when paying back your previous loans. Paying on or before the due date would skyrocket your chances of getting higher loans from 9credit.
INTEREST RATE ON 9CREDIT.
Commercial banks and some institutions are always presenting high-interest rates on loans. This act is responsible for discouraging a lot of Nigerians from patronizing them, and those who did are burdened to pay back.
you can have access to them. They have a customer care team that can be reached through a phone call, and also a mail.
You can call 09019310402 or send a mail to firstname.lastname@example.org .