HOW TO GET A LOAN FROM ACCESS BANK

HOW TO GET A LOAN FROM ACCESS BANK

Access Bank is a financial institution with a vast range of services that provides you with dependable financial solutions to help you reach your goals. Its services on loans and grants are comprehensive and well trusted.

You might be in urgent need of funds to settle up some debts, meet up some expenses and you might need to take a loan. Access Bank is a financial service provider you can trust, repayment can be done later at your convenient time.

It has made available some loan schemes just to make your tour in the financial market smooth and easy.

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HOW TO GET A LOAN FROM ACCESS BANK

LOANS FROM ACCESS BANK

ACCESS BANK CREATIVE SECTOR LOAN

Access Bank in collaboration with the Central Bank of Nigeria aimed at empowering individuals, labor skills, and financing businesses such as Fashion, Information Technology, Movie Production, etc.

HOW TO APPLY

  1. Prepare your business plan on the budget needed to expand your business.
  2. Go to any Access Bank branch with the business plan or apply online through Access Bank’s Creative sector loan portal.
  3. One of the customer officers will contact you for further discussion and process your loan request.

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LENDING AGAINST TURNOVER (LATO)

This is an instant loan meant for non-salary account holders who have had an existing banking relationship with the bank for over six months. LATO provides you with instant cash to be able to take care of urgent financial needs that may arise when you are low on cash.

HOW TO APPLY

Simply dial the USSD code *901*11#. If you are eligible, you get the loan instantly.

ACCESS BANK PERSONAL LOAN

This is designed to empower the employees of an organization to financial freedom. Customers with existing personal loans on salary accounts with Access Bank can also get access to more funds when needed.

HOW TO APPLY

You can apply for this loan at any Access Bank branch close to you.

REQUIREMENTS

  • Completed Application Form
  • Completed Employee Status Inquiry/Employer’s Confirmation Form
  • Evidence of Confirmation (Letter of Confirmation, Last promotion letter, etc.)
  • Copy of Employment ID and valid means of identification
  • BVN
  • Credit checks
  • Letter of Lien/Set-off

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ACCESS AGENT LOAN

This is targeted to bridge liquidity and funding gaps.

HOW TO APPLY

Download the QuickBooks mobile app which is available online on the Google Playstore or iOS App Store or visit the QuickBooks website.

ACCESS MORE MILEAGE LOAN

This gives you the access to get brand new cars and buses for as low as ₦170,000 monthly.

HOW TO APPLY

Fill out the interest form on the Access More Mileage portal and you will be reached by a member of Access Bank’s team, or visit the nearest Access Bank branch.

REQUIREMENTS

  • Application Form
  • Pro-forma Invoice in the name of “Access Bank Plc. / Customer”
  • Valid means of identification
  • Letter of Introduction (for salaried customers)
  • Domiciliation of salary account with Access Bank (for salaried customers)
  • Employer’s Confirmation and Undertaking Form (for salaried customers)
  • Recent Payslips / Salary Bank Statement (for salaried customers)
  • Recent 2-year audited/management account (for business owners)
  • Bank Statements from other banks
  • Personal Guarantee of a director of the company (for corporates only)
  • Board Resolution (for corporates only)
  • CONSUMER ASSET LEASE

This gives you access to a wide range of electronics and household items and repayments conveniently over 24 months.

HOW TO APPLY

Visit the nearest Access Bank branch to you.

REQUIREMENTS

  • Pro forma invoice
  • Completed retail lending application form
  • Employer’s introduction
  • Credit checks
  • Valid ID
  • Board/simple resolution(for business owners)

ACCESS BANK CASH-BACKED LOAN

This is targeted at Access Bank customers with qualifying Fixed Deposit investments in the Bank and who meet the Bank’s Risk Acceptance Criteria (RAC).

HOW TO APPLY

You can access it by dialing *901*11*2#.

ACCESS BANK PAYDAY LOAN

Payday Loan is an instant loan product for customers (both salary and non-salary earners). With Payday Loan, you can borrow money at a low-interest rate with no documentation or collateral needed.

HOW TO APPLY

You can get access to an instant loan by dialing *901*11*1# or via Internet Banking, WhatsApp Banking, Access Mobile App, and QuickBooks App.

ACCESS BANK ADVANCE FOR SCHOOL FEES

This is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards. It is also ideal for financing undergraduate study, postgraduate study, and professional examinations.

HOW TO APPLY

  1. Download the attached forms on the portal(Retail Lending Application Form, Personal Guarantee Form, Statement of Personal Net Worth, and Corporate Guarantee)
  2. Fill the forms with accurate information.
  3. Append your electronic signature (don’t know how to go about it? Very easy! Simply download any scanner app on your phone, scan your signature and save it as an image. Copy and paste the image on the form.)
  4. Send completed form and all required documents(available on the portal) to schoolfeesadvance@accessbankplc.com
  5. Access Bank’s team will pick it up and start processing your loan.
  6. Your loan will be approved and an offer letter will be communicated for execution.
  7. Upon receipt of the executed offer letter and all necessary documents, the loan will be disbursed into your account and immediately transferred to the school’s account.

SALARY ADVANCE LOAN

This is an instant digital loan product that is targeted at salary earners who meet Access Bank’s Risk Acceptance Criteria (RAC).

HOW TO APPLY

  • Dial the USSD code *901*11*1#
  • Download the QuickBooks App, available on Google Playstore or Apple App Store.

SMALL TICKET PERSONAL LOANS

This is targeted at salary earners.

HOW TO APPLY

  • Dial the USSD code *901*11*1#
  • Download the QuickBooks App, available on Google Playstore or Apple App Store.

ACCESS BANK HOME LOANS

This is designed to provide financial support for acquisition-ready properties and properties under construction.

HOW TO APPLY

Visit the nearest Access Bank branch to you to apply.

REQUIREMENTS

  • Completed Mortgage Application Form
  • Employee Status Inquiry/Employer’s Confirmation Form
  • Letter of offer from the property seller
  • Title document of the property
  • Valuation report from any of the Bank’s approved estate valuer
  • Search report
  • Credit checks

MATERNAL HEALTH SERVICE SUPPORT

This is specially designed to support women and families with easy and convenient options to pay for their medical procedures.

HOW TO APPLY

Send an email to womenbankingteam@accessbankplc.com or call 01236-4875/01271-2005-7.

REQUIREMENTS

  • Completed MHSS application form
  • Domiciliation of Salaries/ Business Proceeds
  • Executed Employee Status Inquiry/Employer’s Confirmation i.e. confirmation letter/ last promotion letter.
  • Copy of Employment ID and valid means of identification
  • Medical bill
  • BVN
  • Credit checks

If you need support from Access Bank’s team of experts, send an email to contactcenter@accessbankplc.com.

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